Our style of financial planning is very collaborative. As your financial coach, our job is to assess your entire financial picture and develop a strategy that is specifically tailored to you and your financial needs. We concentrate on investment management, estate planning, income and asset protection planning, and tax strategies to ensure your finances are in excellent health.
- Wealth Planning – The foundation of a Wealth Plan is the understanding of your needs and goals, and then helping you build customized solutions to achieve them. This customized wealth plan will help to guide your retirement, estate, tax, and investment decisions integrated for your overall financial strategy. The key to success in wealth planning is to develop your plan, implement it, and review it regularly to ensure that it reflects all changes in your personal circumstances.
- Tax Planning – Minimize your tax burden and optimize your rate of return by structuring your investments in a tax effective manner.
- Retirement Planning – Make sure you have enough assets and income to enjoy the kind of retirement life you’ve worked hard for.
- Estate Planning – Ensure that your assets are distributed according to your wishes – consider both the financial and administrative implications.
- Income & Asset Protection – Life insurance can play a role in preserving your wealth and help protect and maintain the lifestyle of your family in the event of death.
Our services are designed for clients who have reached the stage where their financial affairs have become increasingly complex and they require professional assistance managing their investment assets.
Typically, our clients have over $250,000 in combined household assets. This amount includes RRSP’s, RRIF’s, TFSA’s, RESP’s, commuted pensions, corporate investment accounts, and regular investment accounts.