Our philosophy is to preserve and enhance client wealth and to manage risk and achieve growth by investing in securities of superior value and quality.
We are conservative, risk-averse investment managers. We manage risk by ensuring that client portfolios are diversified across asset classes, geographies, industries and companies. The asset
mix – cash, fixed income, and equities – that we select is determined by the current investment environment and circumstances and risk tolerances of each client.
Typically, we work with people who are successful business owners, those nearing retirement, and retirees. Typically my clients have over $250,000 in combined household assets. This amount includes RRSPs, RRIFs, locked in RRSPs, Tax-Free Savings Accounts, RESPs, and regular investment accounts.
A Full Spectrum of Services
- Retirement Planning
- Tax and Estate Planning
- Tax Advantaged Products and Strategies
- Income and Asset Protection (Insurance)
- Exchange Traded Funds (ETF’s)
- Canadian and International Equities
- Government and Corporate Bonds
- Preferred Shares
- Mutual Funds and Segregated Funds
- Top-Ranked Investment Research
- Online access to your accounts
What You Can Expect
- Trust, integrity, and professionalism
- Outstanding personal service
- Regular, open, and honest communication
- Disciplined and prudent recommendations
- A proactive determination to ensure you achieve your financial goals
My style of financial planning is very collaborative. As your financial coach, my job is to assess your entire financial picture and develop a strategy that is specifically tailored to you and your financial needs. I concentrate on investment management, estate planning, income & asset protection planning, and tax strategies to ensure your finances are in excellent health.
Wealth Planning
The foundation of a Wealth Plan is the understanding of your needs and goals, and then helping you build customized solutions to achieve them. This customized wealth plan will help to guide your retirement, estate, tax, and investment decisions integrated for your overall financial strategy.
The key to success in wealth planning is to develop your plan, implement it, and review it regularly to ensure that it reflects all changes in your personal circumstances.
Tax Planning
By structuring the right mix of investments in your portfolio, you can pay less tax while ensuring optimal returns.
Retirement Planning
Make sure you have enough assets and income to enjoy the kind of retirement life you’ve worked hard for.
Estate Planning
Ensure that your assets are distributed according to your wishes – consider both the financial and administrative implications.
Income & Asset Protection
Life insurance can play a role in preserving your wealth and help protect and maintain the lifestyle of your family in the event of death.
Your Total Financial Solution
Planning for the future is an intricate undertaking. To ensure your financial security, we must:
- Determine your short and long term goals
- Assess the role that all your assets and liabilities will play in achieving those goals
- Develop strategies tailored to your personal circumstances
My Six Step Process:
